Why Budget?

What is a budget?

  A way to keep track of your money.

  A summary of income (how much money comes in) and expenses (how much money goes out) over a certain period of time.

  An tool that it tells you how much money you have, how much you need and what you spend your money on.

  A plan to help you manage your money and plan for the future.

Why budget?

 Be more aware of what you spend your money on.

 Find areas where you can spend less and save money.

 Take control of your finances and feel more confident.

 Pay bills on time and avoid late fees.

 Reduce your stress around money.

 Reduce or pay off your debt.

 Save for medium and long-term goals (such as a vacation, paying for school, buying a house, retiring).

 Have more money to spend on the things that are important to you!

November 10, 2014
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